All checking accounts come with: Debit cards are a convenient way to pay for everyday purchases — in person or online. Choose Your Account Simple solution for everyday transacting and saving.
You can earn 1. Read our review of Simple. Unlike most other credit unions, Alliant makes it easy to apply for membership. To be eligible for interest, you have to opt out of paper statements and have at least one electronic deposit made to your account each month.
Alliant also has a great high-yield savings account. You can contact Ally via:. Ally also offers a great digital experience that includes all the online banking essentials in an easy-to-use package.
You can pair your Ally checking with its savings account, which is among accounts with the highest yields. That said, it looks a lot like many online checking options. It has no monthly fee and comes with unlimited refunds for every ATM in the country, along with online bill pay and a mobile check-deposit service.
The best options include:. It also offers online bill pay and a mobile check deposit service, and it comes with a brokerage account. Along with its outstanding APY of 0. It has strong mobile banking apps and low fees: To determine the best accounts, we took a close look at 70 financial institutions, including the largest U.
We rated them on criteria including annual percentage rates, minimum balances, fees, digital experience and more. Open Core Checking Account now. Open Interest Checking Account now. Additional checking or savings accounts with no monthly maintenance fee Footnote 2. No fee Overdraft Protection transfers from an eligible linked Bank of America deposit account Footnote 3. Students under age 24 are eligible to have this fee waived while enrolled in high school, college, university or a vocational program.
The average daily balance in eligible linked checking and savings accounts for the statement cycle. Other types of accounts. Get help avoiding overdraft fees by spending only what's in your account. Bank of America business checking solutions are designed to fit a variety of businesses and come with all the features your active business needs.
Search small business checking options. All checking accounts come with: Debit chip card Footnote 5. Debit cards are a convenient way to pay for everyday purchases — in person or online. Misplaced your debit card and need time to find it?
Now you can temporarily lock your debit card right from your Mobile Banking app Footnote 7 or through Online Banking to help prevent unauthorized purchases and withdrawals. Then, when you find it, unlocking your debit card is just as easy.
Mobile Banking Footnote 7. Footnote 8 Use our free mobile app to deposit checks Footnote 9 , check balances, pay bills Footnote 10 , transfer money Footnote 11 and locate ATMs and financial centers on the go. Plus, with our customizable mobile app alerts Footnote 12 you can stay informed of just about everything that happens with your checking account. With Bank of America alerts, you can choose to be notified about a change to your account that's important to you.
From monitoring your balance, to tracking a deposit, to paying a bill, just choose when and how you want to be notified.
To check your card balance or recent activity, enter the card number and 6-digit security code shown on your card. The card number is a digit number found on either the front or back of your card. Card Lookup. Card Number. digit number without spaces or hyphens if present. Security Code. Why Balance Your Checking Account? The goals of balancing your account are: Make sure you know how much money you have (you can also just check your account balance online, with an app, at an ATM, by phone, or by text for a quick answer). Current balance is the amount of money in your account at the start of the day, after all transactions including pending transactions for the prior day have been posted to your account. It does include purchases made the day before.